Canadian Intellectual Property Office
THE REGISTRAR OF TRADEMARKS
Citation: 2025 TMOB 30
Date of Decision: 2025-02-13
Requesting Party: Fasken Martineau Dumoulin S.E.N.C.R.L., s.r.l.
Registered Owner: Ally Financial Inc.
Introduction
[1] At the request of Fasken Martineau Dumoulin S.E.N.C.R.L., s.r.l. (the Requesting Party), the Registrar of Trademarks issued a notice under section 45 of the Trademarks Act, RSC 1985, c T-13 (the Act) on October 20, 2023, to Ally Financial Inc. (the Owner), the registered owner of registration No. TMA828232 for the trademark ALLY (the Mark).
[2] The Mark is registered in association with the following services: “Banking and financing services; financing and leasing of vehicles.”
[3] The notice required the Owner to show whether the Mark was used in Canada in association with the services specified in the registration at any time within the three-year period immediately preceding the date of the notice and, if not, the date when it was last in use and the reason for the absence of use since that date. In this case, the relevant period for showing use is October 20, 2020 to October 20, 2023.
[4] The relevant definition of use is set out in section 4(2) of the Act as follows:
4(2) A trademark is deemed to be used in association with services if it is used or displayed in the performance or advertising of those services.
[5] In the absence of use, pursuant to section 45(3) of the Act, the registration is liable to be expunged, unless the absence of use is due to special circumstances.
[6] In response to the Registrar’s notice, the Owner furnished the affidavit of Pat Rinaldo, sworn on March 20, 2024 in Detroit, Michigan (the Rinaldo Affidavit).
[7] An oral hearing was not requested and neither party submitted written representations.
The Owner’s evidence and analysis
[8] Mr. Rinaldo is the Chief Information Officer of the Owner [para 1]. He explains that the Owner is a “financial services company that offers banking services, credit and debit card services, consumer and vehicle loans, mortgages and investment advisory services”, and that it is “one of the largest car finance companies in the United States” [para 5]. Although the Owner’s head office is located in Detroit, Michigan [para 3], Mr. Rinaldo explains that the Owner is an e-services institution, meaning it operates “exclusively in the digital and online realm”, offering its services “online, via a downloadable software application, and by telephone” [para 9].
[9] Even though some aspects of the Owner’s services are offered only in the United States [paras 13 and 21], Mr. Rinaldo asserts use of its ALLY trademarks in association with the offering and provision of the Owner’s services in Canada, “for many years” [para 6]. In particular, as described below, he explains how the Owner advertised, offered and performed the registered services in association with the Mark in Canada during the relevant period.
[10] With respect to “banking and financing services”, Mr. Rinaldo details various ways the Owner’s customers could access its banking and financing services from Canada during the relevant period [para 15]. For example, customers located in Canada could access their accounts and the Owner’s services generally through the ALLY website, ally.com, which prominently displayed the Mark [para 15, Exhibit D]. In this respect, Mr. Rinaldo confirms that the Owner’s website enjoyed a high volume of internet traffic from Canada during the relevant period [paras 18 and 19].
[11] With respect to “financing and leasing of vehicles”, Mr. Rinaldo explains that the Owner has a division that specializes in “financing, insurance, and extended warranty plans for new and used vehicles”, and that information on such financing services are available on the ALLY website [para 20, Exhibit F]. He confirms that customers can apply for financing through the Owner’s website, and can then manage the loan or lease account, including the making of payments, through the website or the Owner’s ALLY mobile application [para 21]. Again, Mr. Rinaldo confirms that significant numbers of customers accessed their ALLY vehicle loan or lease accounts through the ALLY website using Canadian IP addresses during the relevant period [para 22].
[12] In view of the foregoing, I am satisfied that the Owner has demonstrated use of the Mark in association with all of the registered services within the meaning of sections 4 and 45 of the Act.
[13] Although Mr. Rinaldo details many other aspects of the Owner’s services generally and how they are available to Canadians specifically, given the foregoing conclusion and the absence of representations from either party, it is not necessary to address such evidence in any detail.
Disposition
[14] In view of all of the foregoing, pursuant to the authority delegated to me under section 63(3) of the Act, and in compliance with the provisions of section 45 of the Act, the registration will be maintained.
Andrew Bene
Member
Trademarks Opposition Board
Canadian Intellectual Property Office
Appearances and Agents of Record
HEARING DATE: No hearing requested
AGENTS OF RECORD
For the Requesting Party: Fasken Martineau Dumoulin LLP
For the Registered Owner: Jensen IP